Family Office Custom Asset Classification Tree

Polymorph

Mainstream systems lock asset classification trees — Ginkgo lets each family office define their own multi-tier classification tree freely, including the tree structure itself.

SCENARIO

Business Scenario

Family office asset compositions are complex — structured products / private equity / real estate / art / crypto / family business equity / offshore entity interests and more. Mainstream wealth management systems (Addepar / Black Diamond etc.) use fixed classifications (equities / bonds / funds / alternatives etc.) with self-service limited to adding tags at the attribute level; the classification tree itself is locked. Consequences: (1) Different family offices define "alternatives" differently (is real estate / art / PE in the same bucket?) but must fit into preset categories. (2) Family business equity / family trust income has no suitable preset category. (3) Reports need to be structured the way the family office thinks, but the locked classification tree prevents this. The industry practice is for family offices to self-define groupings around sleeve concepts (liquidity / core growth / diversifiers / real assets / private markets / opportunistic) — but preset classification systems do not support this.

MECHANISM

Mechanism · Core Engine

Polymorph

Family office freely defines the asset classification tree — multi-tier nested structure + custom nodes + custom hierarchy, with the tree structure itself editable (not just tag-level attributes). Each holding can be mapped to multiple classification nodes. Reports auto-aggregate by the family office's custom classification — family members see the high-level sleeve view, the investment team sees the granular classification view, freely switching between different perspectives on the same assets.